Car Insurance Coverage Types on Curacao
Third Party Liability Insurance (TPL)
- Covers legal liability
- Costs of legal proceedings after serving of summons are covered
- Covers cost of temporary replacement vehicle
Third Party Plus limited comprehensive cover (LCC).
- Theft/joyriding
- Collision with unleashed animals
- Natural disaster (storm and suchlike), window breakage
No loss or reduction of no-claim discount when reporting a claim under LCC. Maximum no-claim discount on LCC is 50%. Policy available if vehicle is no more than 8 years old.
Comprehensive motor vehicle cover
- Third Party Plus cover
- Damage due to collision
- Any other event that could cause damage to the vehicle
- Compensation towards rental costs up to 60 guilders per day; 900 guilders maximum per event
- First year at total loss guaranteed replacement value of new vehicle
- Maximum no-claim discount: 60%
- Extra discount: 10% with increased excess
- Comprehensive Motor Vehicle Cover is available if your car is no more than 4 years old.